@Amy Hu the only drawback with mini splits is their ability to heat inside when it’s below freezing outside http://www.daikinac.com/content/assets/DOC/SubmittalDataSheets/072017/MultiZone/2MXL18QMVJU-Submittal-Sheet.pdfIf you go with daikin, I would recommend their “enhanced capacity” line.

Now is the time to be a sponge and soak up all the good content here on this site. 

As far as the actual logistics of it, a small loan like this can be as simple as a couple of pages, though the content of them may vary a bit from state to state.

It’s in downtown Tampa and always has great content.

All of the books that BP has published are FULL of content.

You could lock yourself in a bunker for a month and not watch all the free content he has available.If you are interested in 2nd position notes - @Martin Saenz does education and training.Books will give you a very high (and I mean high) level of understanding but you will not be able to buy a note (or I should say you should not buy a note) after reading a book.

On the other hand, if I'm wanting to grow wealth, why I'm I content with low returns?

The contents of this post should not be relied upon for legal or tax advice in any particular circumstance or fact situation.

At this point I feel like this is what I am dedicated to, I would rather take a risk with the money I save up rather than just being content with it and continuing a normal job for 35+ years.    

Whether you work with him or not, it's great content.