This attorney should handle creation of your PPM and state filing requirements, but they do not handle the PSA or closing. 

Would you be better off selling and purchasing a less expensive property that would require less carry should it become vacant for some period of time?

This was my seed money to start my business.Aug 2021 - My first rental property was a side by side town house that required me to put down $55K and generated $950 per month in cashflow. 

And this might indeed require some time to pass before doing that.You could still create a single member LLC with either you or your wife as member. 

Follow the law and send the exact required notices. 

Quote from @Abhijit Roy choudhury: Financial Crime enforcement Network, requires reporting of Beneficial Ownership Information filing by 01/01/2025.Does this apply to us, Rental LLC owners.

Only a few simple documents are required, including a valid passport, birth certificate, and proof of address.

You aren't required to offer a loan mod prior to foreclosure.

As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

This gives only 56 days of notice, we just realized the bill requires 90 days notice, though it is confusing as it is referred to as an ‘eviction’ in the bill.