I hope you'll redefine that feeling of "defeat" for one of "dodged that financial bullet" - and find another way to achieve your goals. 

Rates may slow the markets, but vacation towns are forever redefined and will become increasingly popular as people realize the freedom's of the post covid era.

A couple years back, California redefined "Tobacco Products" to include vaporizers regardless of whether someone is vaping Tobacco, tasty flavors, or marijuana. 

Payroll & Related Salaries - Management Salaries - Leasing Salaries - Maintenance Overtime / Inconvenience Wages Bonuses - Incentives Leasing Commissions Temporary Help Employer Related Payroll Expense-ADM Utilities expanded: Utilities Electric - Occupied Electric - Common Area Electric - Vacant Water and Sewer Trash Removal Utility Billing / Recovery Service Marketing expenses expanded: Marketing Expenses Advertising - Signage Internet Advertising Other Advertising & Marketing Administrative expenses elaborated: Administrative Expenses Training and Education Career Apparel Postage and Freight Telephone Bank Charges and Fees Office Supplies Dispossessory Fees Mileage Reimbursement Expense Printing & Forms Copier Expense Computer Expense Answering Service Dues and Subscriptions Credit Fees Professional / Legal Fees Meals and Entertainment Travel Expense Employee Screening Employee Recognition Overhead - Acctg & Admin Fees Repairs and Maintanance expanded: Repairs & Maintenance Other Interior Maintenance Exterior- Painting Exterior - Doors and Windows Exterior - Carpentry Exterior- Lighting Exterior - Signage Repair Parking Lot Maintenance Tools & Supplies Other Exterior Maintenance Interior - Carpentry Interior - Cleaning Interior - Electrical Interior - Fixtures Interior - Flooring Interior - Hardware Interior - HVAC Interior - Paint Interior - Plumbing Interior - Window Coverings Interior - Appliance Repairs Turnkey Turnkey - Carpet Cleaning Turnkey - Cleaning Turnkey - Painting Contracting expenses can include: Contract Services Landscaping Maintenance Landscaping Other Equipment Rental and Maintenance Exterminating / Pest Control Property taxes are straight forward, and grouped with insurance: Property Taxes Property Taxes Total Property Taxes Insurance Property Insurance Hope that helps.  

Wow, it's like a runaway freight train!

@Minh Le I wish I had the balls to blatantly redefine "investing".

When will the point come that the workers at Wal Mart just don't want to go to work anymore because it is more profitable to stay home and pick up a welfare or disability check; and let someone else go to work to pay the freight?

Some random items regarding railroad tracks.Determine what sort of trains run there: commuter rail vs. freight.

Lots of people are used to the ones that sound like freight trains from 1972 as many landlords are too cheap to replace them

May they follow in the steps of the union at yellow freight.