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Results (10,000+)
Bruce Schussler To cash-out refinance -or- keep positive cash-flow on a rental
21 November 2024 | 1 reply
Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)
Silas Melson Turnkey Investing Concerns
3 December 2024 | 16 replies
You're talking a reset in physical asset prices due to the GR and low rates to help stimulate inflation after a massive banking crisis.
Thomas McPherson Feds Cut Rates Again - Predictions for New Office
21 November 2024 | 7 replies
If inflation and yields stay high, we might see more buyers sidelined, which could cool demand and stabilize prices.
Nandy B. Mold Remediation Quote -- $11K Inflated or Reasonable?
14 November 2024 | 6 replies
This quotes is only to remediate the mold it does not involve fixing the drywall afterwards.We are trying to get more quotes but unfortunately we live in Stillwater, Ok ( a small town) so most of the professionals have to travel about an hr. to get to us.Attached is the $11K quote – it seems inflated to me.
Eric N. How do you do Seller Financing/Sub2 and comply with Dodd Frank/Safe Act ?
23 December 2024 | 46 replies
For example, if someone takes a small down payment and inflates the value and the borrower figures out later they are upside down the loan could default.
Ethan Anderson Valuing Billboard Easement
26 November 2024 | 12 replies
There rental rate will increase with inflation and time. 
John Postma A couple deals under my belt, but at a stand-still and need a coach/advisor.
13 December 2024 | 32 replies
It'll be nice to have that behind me.And yes, in the Denver area the inflation of house values has outpaced my ability to save, so that's one reason why I decided to try investing from a distance. 
Account Closed Favorite Landlord/Property Management Software/App & WHY?
25 November 2024 | 11 replies
i am confident i can manage the relatively small amount of requests, and have heard some good things about apps and software that are a "one stop shop" for landlords that allow payment, leases, and repair requests. i have one out of state rental property with a plethora of options for handymen and contractors around. i have been paying a property management company 8% plus all of their inflated costs of repairs and fees and with insurance going up it has really opened my eyes to my margins not as healthy as i would like.do you have a certain product you have used or use or would recommend?
Rud Sev How to analyze NNN properties and determine FMV
30 November 2024 | 11 replies
I sent you a PM.The cap rate isn't awesome, but I do like having equity as a good hedge against inflation, in addition to the tax advantage and potential for future 1031.
Tyler Jahnke Morris Invest Case Study 2.0
30 December 2024 | 819 replies
So the people pay this stuff off eventually but could have done so much more with investments.I really think those looking to retire in 20 to 30 years from now will need 10,20 million etc. to be very comfortable. 1 million 20 to 30 years from now will simply not be much and a 100 bill will be like a 20 is today with inflation.