@Carl Rowles as a public school teacher you may have a 403b which also sometimes offers loans!

My goal was to just take his month late payments and give him a non-renewal when his lease is up.

In addition, the Grantor will probably be required to sign the same seller's affidavit that are needed for a non DIL closing. 

The government will pay on time all the time once it is set up completely.

From what I have tried to read from a non partisan site (tough to find nowadays) I believe the issue has been insurance companies lost billions in the past five years and the past 5-10 years have had the most costly fires ever.

Now, if you do not use a PMS and only have a few properties or only operate on Airbnb that’s a non-issue.

Quote from @Na Wilson: I have a source (depending on credit score) that can do a 90% LTV DSCR loan on non-owner occupied real estate. 

I spoke to them about 1.5 months ago and since then they have been non-responsive that makes them look like not the real deal and I'm wondering if they are still around and active and good?

The St Germain Act states that state governments can NOT outlaw due on sale clauses except for transfers from an individual to a revocable living trust.

That is often a matter of opinion and will depend on the attitude of your municipality.Most municipalities do not require neighborhood approval, but will offer the public opportunities to provide input which will be considered.