At the time my only issue was their loans appear to be backed by wall st.. so the closing docs were enough to kill not one but two trees and took way more time to sign the  whole package then I like to spend signing closing docs :)  But thier fee's and rates are hard to beat. 

What pain points or problems have you encountered or seen when evaluating real estate deals?

There seems to be a bit of hostility here from the contractors, and this was really just a question so I could better understand and more easily work with contractors.This question was for a first-time encounter with a new contractor not recommended to me by anyone I know.I am happy to give weekly checks for progress, purchase all materials upfront including all the fittings, nails, caulk, and whatever else the contractor chooses.

Quartz countertops, fully tiled bathrooms, higher ceilings and doors, LVP flooring throughout. for us its upgraded appliance packages NO micro above the drop in stove.

Pace was the only one I encountered who showed up live, who is living these deals out every day and consistently finding ways to deliver (increasing) value to his community.

What matters more is whether the borrower in question has the (i) time, (ii) contacts, (iii) experience, and (iv) ability to effectively communicate & package their loan request to banks & credit unions in a way that is compelling to those lenders. 

Package is clean, nothing fancy and is a little over 20 pages.

My question is  can the buyer of bank notes, requrest the origenal loan package and if applicable loan modification files as part of the note purchase?

Just looking for other options to get started with the combo package.  

I offered them asking price on all of them as a package with 50k down, amortization for 30 years and balloon out in 24 months.