Also, having the ability to write offers, e-sign them and put together offer packages with all the forms you need....isn't that a value?

(or, again, maybe we're missing something - let us know.)take this thread as an example.https://www.biggerpockets.com/forums/927/topics/1224249-my-e...that poster shelled out probably 80-85K in cash to be.... negative each month on what seems like a pretty solid property. 

Just PM me your e-mail.It NEVER was about the HELOC - that's only one option.

Go find the current Price/Earnings ratio P/E for the stock markets. 

Quote from @Derrick E.: To answer one of your questions, I doubt you will ever find someone willing to give a loan in 2nd position on an investment property. 

It just shows up on your schedule e like a regular property.Other benefits are: limited liability/asset protection, reasonable minimum investment ($100k usually).Note that these do have risks just like any real estate and they are only available to accredited investors.

(the amount of learning/education I complete in the next few months may influence the price and market location as I research potential deals and cash flow opportunities)E.

For sure PG&E requires this for gas and electric, and I think most jurisdictions require it for water and sewer as well. 

However, if you filed your rental income under schedule E, then lenders will have to use your the rental calc based on how you filed your schedule E.

I had a few tenants e-sign 6 documents with multiple pages in a couple minutes and realized they did not read any of it!