I get most of my leads from referrals from past clients, my friends and neighbors, Bigger Pickets and various Facebook groups I'm in.  

For situations like yours, a lender should also not be doing gross rent * 75%.If you've got 6 rental properties and are ballpark honest with the IRS about your earnings from rent, I'm going to guess you actually have all the documented income you need.A loan originator can go an entire career, only doing "white picket fence" loans, and never need to learn to read Schedule E, Schedule C, any of it, and just say "nope it can't be done" whenever one of those scenarios comes up.

But I can say that the outside used reclaimed antique bricks from the north bay, repurposed, hand milled redwood pickets for the front yard and a lot of love and thought that went into a drought tolerant green space in both the front and back yard.

Fannie Mae does not.It is possible that your local credit union is a Fannie Mae only lender, it is also possible that they just have overlays because they do not want REI business and want to stick to low-risk white picket fence vanilla scenarios.I think @Jerry Padilla lends in SC too.

A cute house A big yard A white picket fence Friendly neighbors ... actually you should be looking for cash flow .

We're having a garage torn down that's on the property line with my neighbor, so I will need a wood picket fence on one end and a metal fence on the alley side.

I joined after purchasing a few bigger picket books on real estate investments. 

My wife and I bought a townhome we planned to rent out in a few years when we bought a sfr with a yard and white picket fence.

My next project is to remove the chain link fence in the front and add a nice white picket fence to add to the old craftsman charm.

Then the whole "white picket fence" and suburbia rose as the pre-dominant lifestyle.