Buying RE is nothing like buying index funds or stocks - Google it for 15 minutes, click on buy shares.

I’ve also used a HELOC to buy a couple houses.

Do that for six months before you think about buying so you meet other people who are doing what you want to do.

I was living abroad buying/selling real estate mostly land, and some land with structures.

You’re going to have to buy at least $1M (or whatever you clear after selling costs.), worth of replacement properties, not $500k.

I  Income:  The amount of property you can buy will be dependent on your Debt to Income ratio.  

Are the other properties you're buying in/around Macon? 

hi Heidi, I’m a local investor looking to buy in Pomona California, this fits my buy box.

You have to make a deal rather than buy a deal, be more appreciation focused, and be more patient.

:)Just kidding.1) Stock market: may want to do this while exploring other options, just make sure funds are easily accessible2) Buy Multi-unit: two basic options:- Buy turnkey: may not cashflow for 3-5 years, depending on your management skills.- Buy someone else's problem: can you fix their problems?