That seems to be the inflection point for most lenders I have spoken with. 

I have listening to Don Costa's podcast on sales/marketing techniques to get the pipeline loaded full of leads wanting to do with you.I am curious for those who do Massive marketing if there has been an inflection point where there are diminishing returns for the volume of mail put out.

If I were to speak what I type, the inflection of my voice, speaking style, tone and maybe a humorous expressions would give the typed word a completely different meaning and message to you.

Investing is about positioning thyself (thy family) to be able to withstand financial inflections of life with least possible effort.  

People are smarter than most give credit for, they're able to hear the inflections in your voice and understand if you're trying to guide the conversation to what you want.

Keeping it simple, if you buy at 200K with a 5% loan at 100% LTV (for simplicity) or 400K at 0% at 200% LTV when do the two amortizations reach an inflection point?

FACO has good program with low interest rates for that inflection point.BTW, for those of you who are rolling your eyes at the suggestion of moving rental property from an LLC back to my personal name, my research tells me - liability protection for regular investors, thru' an LLC is overrated and over-priced.

Would love to hear if any of you have hit a similar inflection point.Drop me a line if you are interested in connecting.- MJ

This point in the market, we have likely seen an inflection point and we will be seeing the down cycles shortly.

@Ndy Onyido frankly I expected quite a few more posts with your point of view.One thing that gets lost in all of this is the personal interaction.. the inflections the enthusiasm that comes with belly to belly and or at least over the phone..I have to hand it to anyone who could learn this business by just reading on the internet I know I could NOT ..