This is true now more than ever since eviction courts have shut down and evictions are frozen for COVID-19.

By broken I mean that it has frozen a few times.

Maybe refinance a loan to pay off a few credit cards.I buy distressed houses, so by the time I fix them up, say replace broken water lines from being frozen up in winter, or put a new roof, or new sewer line in, so I have equity from day one. 

Last thing I want is frozen pipes because a tenant did not put gas in the tank.

Along with that goes cleaning gutters, closing crawl space vents in winter to prevent frozen / busted pipes, & just general maintenence.

Not to mention all the other problems (frozen pipes, vandalism, squaters, etc.)One good way to measure vacancy rates is to watch when another For Rent sign goes and up in your farm area and count how many days it stays vacant.

My question is should I focus on paying school loans off since interest if frozen right now?

I have dealt with frozen pipes before and other headaches so having things in one logical space was very important for me buying this property.

She said the plumbing in the new addition had frozen.

Had to completely tear out and rebuild.A few things you may already know; Don't use old paint which may have been frozen a few times.