How do you become a broker for hard money lending? 

I had no idea they would decline me for MY OWN MONEY technically.   

We only needed to pay earnest money and a portion of the closing fees bring upfront investment to 12-15K.

You should have money set aside for litigation.

It was actually more of a townhouse (just zoned as a condo).

A couple months ago there was a guest on the BP money pod that said something I really liked, "put your risk in your ROTH" and by that he meant that if you're going to invest in something riskier that has the potential to have large returns, put that in your ROTH account because you're only taxed on what goes IN to your ROTH, not what comes out.

Sometimes, we tax professionals can save you a lot of money or save you from a major problem.

I'm disappointed, because I thought you were an actual German.

I am sure the interest in that hard money isn't great.All DSCR loans I have seen require at least 12 months.

Now we are mostly scaling our business with larger communities but I've used many different creative finance strategies including seller finance, private lending, hard-money, collateral from other properties, and lease-options.