No, we would be bringing some money to the table for down payment, closing costs, etc.. 

It is part of your uniqueness that makes you who you are.Please do not assume things will improve or try arguing, go deeper.I wish you good luck,Edit

Johnstown is unique that it is made up of many boroughs and townships as well as different municipalities within the city itself.  

Someone waiting tables while finishing nursing degree, and had some credit issues, YES, gimmie them, I will happily deal with them, those who give a shat about there lives and are clawing way up.

I suppose we would see granite workbenches and stainless steel table saws appear on the market so you could sit one next to your living room and feel good about it.

I host a vendor table.

Hi @Renzo Figueroa, I know someone buying properties in the Tampa Bay area with a unique rental strategy that is grossing around $4200-4500 per month in rent based on long term rentals on properties around the 400k price point.

I know someone buying properties in the Tampa Bay area that around 2018 year built.They have a unique rental strategy that is grossing around $4200-4500 per month as long-term rentals.

Otherwise, I have experienced a number of DSCR lenders try and bait&switch at the closing table or right before getting to closing because they thing they have you in a choke hold...good on your for walking if that was the case.

So you are going to be bringing money to the table here and you will want to do a rate and term refi and some places will let you go 80% on rate and term.