Then factor- in the Temple BAR 'legalese,' UCC and Crown livery "corportization" with their post 1945 UNitization of front facade subsidiary "nation states and territories" (and that there are no more "sovereign countries," save the remaining few still without a PTB "central bank...") and a BIGGER PICTURE 'insight' then begins, to EMERGE.

@Alessa LeSar get a HELOC on your primary for emergency purposes only.Keep saving until you have at least 20-25% down for a DSR loan.Start setting up systems & building your network to find motivated sellers willing to take less than market value.If you find a very motivated seller, you may be able to sell their property to an investor and get a commission plus finder fee to add to your savings.Over time, this will build your network for investing, which is a different network than what you have now.Be careful with your expectations for your sales in your 2nd year.

They hear from me once a month when they receive their statements and they hear from me if/when there is a non-emergent issue beyond $500+.

Never, ever believe people when they tell you how much they made on a real estate deal (or trading stocks and crypto).

I warn all tenants who give me whatever story on why rent is late or going to be late, that they will be getting a POQ notice on the 3rd day and a late fee on the 5th, I don't care if it's because their employer burned down or thieves stole all their money or their grandma needed an emergency appendectomy.

Detroit is also seeing the expansion of our international trade activity via the two new bridge routes to Canada. 

If damage is done or a repair is needed that exceeds a certain amount (eg $500), the PM contacts me to get my approval (unless it is an emergency and they deal with it and then contact me). 

Fast forward to end of Jan 2024, we find a new set of tenants who sign a 1 year lease but break the lease in May due to a family emergency.

I also have many connections in the area for other trades, ie electricians, plumbers etc that I can call upon and potentially project manage on a house flip, rental etc

-Long term holdMy rolodex isn't that great for trades (Plumber, Electrician, Roofer, Landscape, or Property Manager).