With that said I understand that listening is far more valuable than speaking, and will carry that belief forward with me.

@Ron WestThe statement that tenant pays on time is your belief not necessarily a fact unless you’ve viewed the owner’s bank statements over the length of the leases.

These services (some government-provided, some religious-affiliated, some business-related, and some charity related,) all require the citizen to be extremely delinquent on a bill before offering assistance. 

If I did multi I'd be in an fha loan and would have to live there.Its a veryyyyyyyy secular and religious place.

I acquired my first 3-family property the same day that Lehman collapsed, but was secure in my belief that, at less than 50k/door and needing ~30k in rehab costs, I could get the property cash flowing in 6 months, even with having a property manager in place.

Contrary to popular belief, this is not set because I believe it will give me a higher return.

Contrary to popular belief, land lording is not a real estate business: it's a PEOPLE business. 

In low rent areas, it is my belief that the 50% rule should be allocating higher than 50% to expenses, other than the debt service, if you are hiring out the work.If you do the easy tasks yourself it will help your cash flow. 

Like many BP regulars, we share a passion and belief in this investment space.

Contrary to the belief of @Michael Ablan it's a very low margin business to run and that's how a lot of them survive.