We purchased it off market, as-is, and as it was our personal home, we renovated over time.

I think the uneasiness comes from not having enough reserves/ funds for downpayment and closing.

Looking forward to meeting you all virtually sometime, or in person on a visit to PT. 

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

Purchase price: $330,000 Cash invested: $40,000 Hey everyone, I wanted to share a personal story about a property I purchased and renovated in Hudson County, NJ.

But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Personally I'm against these types of programs, especially 5-figure ones.

Personally, I self manage but have built systems to allow it to be fully remote and very passive.

I am really interested in meeting any in-person groups in Boston (now-May) and Chicago (September-Onwards).