There are legal guides and considerations to follow.

Would like to know if any South Florida bigger pockets members can refer me to an expert in the Florida market that can guide me in the right direction.

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.

Hey Guys,please check out my guide I posted:https://www.biggerpockets.com/forums/899/topics/1186145-the-... 

Again, I posted that was my stupidity and I just need and advice from experienced person who could guide me.

Use them as a guide and let the conversation flow naturally and you stand a better chance of striking up a conversation that can at least lead to a more in-depth discussion. 

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.

Jeff,Use the Bigger Pockets forum for any and all questions related to an approval and financing guide lines.

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcast: https://www.biggerpockets.com/..Wishing you the best!

Rehearse your approach and conversation so you know when to guide the conversation to a predictable outcome.