However, here are a few options:Private Lenders or Hard Money Loans: These don’t require traditional documentation like a W2 and are often used for fix-and-flip projects.

I mean since banks wont make these loans under these same terms.. you would have a financing desert..

Banks DON'T just get to keep the entire proceeds.  

You're spot on with how private money lending offers speed and flexibility compared to traditional banks.

Our plan was to do the traditional house-hack, but things haven’t gone as planned.During some self-testing followed by professional testing, we discovered lead in several high-traffic areas of the home.

However, if you have a more extensive portfolio or plan to become larger in the next year or two, I would look for a double-entry system that allows bank reconciliations.

Check with some local banks in the area and tell them your plan.

So far I keep hearing about Titan and Solera banks but they only offer checking with no interest. 

But might help others avoid this pitfall…when a mortgage is transferred between banks, I’m learning they don’t record a lien release with the county. 

You’d need all those zero and $7,250/mo just to earn a 4% return on that $275k when you could earn more guaranteed in the bank.