Refi question - lien releases

[Dave Hart]

In the weeds on this one. But might help others avoid this pitfall…

when a mortgage is transferred between banks, I’m learning they don’t record a lien release with the county. 

Does anyone know what officially gets recorded with the county when a mortgage is transferred?

this has caused significant delays with a cash out refi on an existing rental. Title is showing an existing lien from 2014 and requesting a lien release before we can close. It’s been 2 weeks of “who’s on first”

Help educate me, Title Nerds….