(A recorded trustee's deed (or similar alternative) confirming the amount paid by the grantee to trustee may be substituted for a settlement statement if a settlement statement was not provided to the purchaser at time of sale.)

There's really no substitute for getting in the game and doing the work yourself (if that's what you want to do).

There’s No substitute for real world experience.

There is no substitute for standing in a space as it takes form to see whether the layout works or what design should be.

Any "guru" that says, "buy this course it will be like I'm right there with you" is a poor substitute for the real thing.I don't know if the group is in your city yet, they plan to expand.But, here in Phoenix, I was able to get started for 1k and a $49 monthly. 

Debt fund (bridge) lenders often don’t constrain to DSCR, instead many of them look at a going in and going out debt yield, which is kind of like cap rate except you substitute the loan amount for the purchase price.For example, let’s say the deal is $10 million and the current NOI is $500,000, which is a 5% cap rate.

I want to work with as many people as possible; large and small accounts, single family homes to multi-unit buildings.But a little bit about me: I became a realtor in 2013 and realized a dream of mine in doing so, I'm a Kent State University graduate with a degree in communication studies, I play the tuba in a large community band, used to be a substitute teacher, museum tour guide and reporter, collect old and rare books and love to cook and go to new restaurants.Any help from this great community would be greatly appreciated!

While all of those activities are valuable in acquiring knowledge on how to rehab and flip a house, they are no substitute for experience.

I've used this HELOC for the past 5 years although I'm using it less and less by substituting the cash I have made from the previous flips.

It is not a magic shield and it is not a substitution for high dollar blanket liability insurance.