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Updated about 6 years ago on . Most recent reply

BRRRR seasoning period with all cash purchase?
If I purchase a property and pay for all the rehab with cash, will a bank will require a 6-12 month seasoning period before they will be willing to offer a conventional loan on that property?
Or does the seasoning period only come into play if I initially purchase the property with a conventional loan, make the renovations, and then try to refinance the property once the ARV has increased?
Thank you!
Most Popular Reply

If you buy all cash, you can use the delayed financing program and refi under six months.
If you get any recorded loan, you need to wait until after six months.