Hi Jake, Would love to connect and discuss a bit further what it would look like for you specifically.DSCR loans are a great product and in some cases are actually beating conventional loans.

@Carolyn McBride greetings ma'am, I do believe HELOC is a mortgage product therefore, u should get a statement from the bank.

https://the1brokerage.com/products/

We consider looking for or offering products, properties, services, referrals, recommendations, or loans to be advertising according to our forum rules. 

Completely different process and loan product. 25% down is likely light, but it's market dependent. 

@Aaron Henes  This is how all ( most all )  turn key companies sold their product prior to 08..

The only people that would suggest you do a DSCR or non QM loan on your first purchase with limited funds would be someone that sells one of those products. 

https://kellerink.com/products/the-millionaire-real-estate-i...

Many people on this site only are interested in a specific geography.What type of product are you looking for? 

My experience was getting my personal credit utilization high as I bought product for my business, and subsequently my FICO went low; therefore financing was increasingly difficult.