Many companies either will not write or they exclude the liability from a landlord policy if there is a pool.

I am also excluded from my policy.

Excluding reserves it comes out to $500+/mo.

I just had a quick question for Ankitt Duggal; what certification/professional designation have you noticed investors looking for, especially in the realm of syndication (excluding a graduate degree in real estate)?

If it has been used for business purposes for at least a couple of years and up until very recently, then it would likely qualify for 1031 Exchange treatment.The trust, unless she opts for some type of charitable trust, will not defer or exclude any of the taxable gain from the sale.

So these are my parameter.I use the payment of a 20 year mortgage no matter what I actually use.I make my vacancy, maintenance and cap ex expense at 25% of rent.I don't include property management (unless I am actually using one) because I do it myself.So, my numbers look like this -430 = loan150 = prop. taxes66 = prop mngmt75 = ins206 = maintenance, cap ex, vacancy927 = total monthly cost825 = rent received <102> = monthly negative cash flowEven if you remove the prop management, you are still at a negative cash flow.You can fudge the numbers in any deal to make it look good but you need to know what numbers you're going to include and exclude and the term of the loan that you are going to use to get every deal on a level playing field.If it was me, it's not good enough to lay out $17,000 for especially if you don't have money for the next house. 

You can still make an offer, not too professional to make an offer that is specifically excluded, but there is no offer law.

Don't ever exclude door knocking. 

My lawyer told me insurance couldn't exclude them the same as I could and yes they had a pit. http://portal.hud.gov/hudportal/HUD?

You're right in that it is easier for agents to locate the foreclosures as we have access to the various systems where they are listed and we are excluded from any 'advertising bans' of their status, so if you're looking to pursue them you should definitely connect with an agent.