Way to finance a deal with Realtors involved? not using conventional financing.

[Kirk R.]

House A - I offered and seller countered.  I thought we were too far apart in price so I stopped negotiating.  Plus I wasn't that excited to owner occupy the house.  I did think it would be a decent rental that I would feel comfortable renting to a family.  I have rented to single professionals but not dealt with renting a house to a family.

House B - I got an accepted offer and should be closing end of January using my VA loan.

House A has come down in price in the MLS. I am still interested in House A as a rental because it is in the area I want to invest in (within walking distance of my current house and House B). It cash flows where I would be happy. I maybe could stretch and get together 20% and get a bank loan - although I wouldn't feel like I had enough cash reserves. And this is a deal under $40,000 so appraisals etc. would be a fairly large percentage of purchase price if the bank required them.

I was thinking maybe get the Realtors to move listing to CFD?? How could I still buy house A?

How has anyone else be able to creatively finance anything when Realtors were involved?

How would someone else go about pursuing this deal?  

[Liam Goble]

My Realtor did work with me on some creative financing (90% owner financing for 2 years).  The Realtor got some cold feet when the seller's attorney informed us that the actual 'sale' would take place in 2 years, so my Realtor would receive her money at that point.  She advised me against the deal at that point.  

I ended up not purchasing that property for other reasons, but as hind sight is 20/20, I probably should have purchased the property, only because my personal situation changed and this specific property would have been a good addition to my portfolio.