Hey Guys - Does anyone have any comprehensive Information regarding gift tax ? 

Borrowers with loans backed by Fannie or Freddie and who make 80% or less than their area’s median household income will qualify.Last year, over 7 million homeowners refinanced their mortgages, according to the Mortgage Bankers Association.

If they are separated, be aware that income now needs to support two households.

I would like to present them with a comprehensive plan to develop these properties to turn into a worthwhile/profitable venture that can be a win for all.

They have a comprehensive list that includes even the smallest of sponsors.

I have a high household income, so while my initial investment may be low, I will probably be able to invest an additional 100k/year in the following years.- Desire is to buy and hold MFHs.- Would like to partner on deals (I understand finding the right partner is difficult, so I'll let this come over time).Questions:- How is the rental market in Mount Lebanon? 

The only part I am not sure about if the market will "correct"; I believe it is much more likely that it will level off.The reason I believe that is affordability - the NAR publishes an affordability index; basically how much of a median household incoem is needed to buy a median home with 10% down.

But for my day to day operations, not only do I have one account for all my properties and syndications, it's the same account I use for my W-2 direct deposit and also to pay my day to day household bills, lol.

They are not the cheapest ones but have a great comprehensive list of services for real estate investors.

Everything was going to be in my name, and my wife wasn't going to be attached to the loan or anything.Now, as we are about to go to the area this weekend and stay a week to find our home, and house hack, the lender told us that our debt-income ratio is too high because she had to put my wife's info as she is part of the household.