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Updated over 3 years ago,

User Stats

201
Posts
92
Votes
Craig Anderson
Pro Member
  • Investor
92
Votes |
201
Posts

Debt to Income Ratio to High, How to get a Loan?

Craig Anderson
Pro Member
  • Investor
Posted

Hey there BP family,

A few months ago, I went through the process of getting pre-approved to see where I was at, and everything was looking good. Everything was going to be in my name, and my wife wasn't going to be attached to the loan or anything.

Now, as we are about to go to the area this weekend and stay a week to find our home, and house hack, the lender told us that our debt-income ratio is too high because she had to put my wife's info as she is part of the household.  We are moving out of state, I have a W2 job lined up for August, and now this comes out today.  

Anyone know how to get a loan in this scenario? Anyone have a good lender that can work with us?  

Any help would be appreciated.

  • Craig Anderson
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