Just wondering if we have any cigar smokers on BP.

But these are the big ticket items that I have (80 percent decided) on doing:Central HVAC ($3,000)Upgrade electric service ($1,000)Replace 60 year old wall oven and cook top ($?

It has a very small kitchen - not enough room for a range so I bought an island and was planning on putting in a microwave and hot plate for cooking.

They may keep it around as a gift to independent mortgage brokers, but that's all it'll be.DSCR is not the cavalry coming to save the day, it's not a knight in shining armor, I strongly suggest that everyone pray to a different God (but, again, hey, go ahead and close the DSCR loans that people call you to ask for, may as well enjoy it while it lasts, I've noticed the uptick in phone calls from this niche too & have been closing them myself [dodged the bullet when Sprout pulled the plug, didn't have any active loans with them -- knock on wood I can keep dodging it, but when all the non-QM/DSCR lenders are posting cooked books to trick idiots on Wall Street into thinking they're not pets dot com, it'll take some luck too]). 

Quote from @Tyler Cook: Investment Info:Single-family residence buy & hold investment.

@Dillon Cook thanks Dillon.

I'm buying a 4 plex in an area with cheap rent and a lot of smokers in general, a blue collar area. 

that used to be the case in cook county, but was changed.  

Hi, I'm in the Chicagoland (cook county) area and want to start gathering probate leads in order to do a mailing campaign .

If I am too tired to cook so I order a lot of takeout, how does that make me a bad tenant?