And then, after all deductions made, remainder profits are split 80% you 20% builder. 

.- The city (5min away) redevelopment with new theatre, city walk, shops, outdoor skating, and more family friendly updates.- REIT's have purchased several facilities in the Boise metro (surrounding cities) area and are building (I wonder why??)

I do have customer service background working in high end restaurants in Orlando for 8 years (getting food shopped all the time and passing with 100%) and feel I would be an excellent asset to someones property in it becoming a successful STR.

Yeah, keep shopping, @Devin Cutler.

Based on that I'd recommend: buying an SFR with as little money down possible (3.5% FHA or low conventional) using the remainder of the money to build a JADU and an ADU (specialized ADU lender for the remaining amount needed to build the units).

Here is the backstory: I started buying single-family homes in Milwaukee 15 years ago and pretty soon migrated from C into B neighborhoods ("A" would be 500k plus here) and some of my friends invest in larger MF so I thought that's the next step for me as well and started shopping for a commercial deal maybe about 50 units.The issue is that I did not want to go into the affordable housing space and assets in the quality I liked were so insanely high priced that I would have needed 40% down to meet DSCR guidelines - not to mention rehab cost to bring it up to our standards.

So, I had a local shop make her several home decor items, and one of them was a nice mug that read, "Mike can fix that".

@Hunter Harmon you will run into this in Socal, I know I did when I was shopping for my house hack.

Hey Molly, there's no single one-stop shop in finding off market deals. 

my guess is just water creeping in over the sill plate for both situations...but alas; I am not a structural engineer :(Happy to talk shop with you about the KC metro REI arena.