Maybe I have considered it but I will probably be able to get reduced commission from the agent I work with.

We typically lend to 80% LTV (loan to value), but if our DSCR is less than 100% (1.00 DSCR) coverage we reduce our LTV to 75%. 

Replacing cast-iron piping can be costly and labor-intensive, and while the mixed plumbing indicates previous updates, you might want to get an estimate from a plumber to understand the full scope and cost of replacing all cast-iron pipes with PVC.

A minimum 20% down payment allows for more cash flow but higher monthly payments. 25% down offers better interest rates and lower monthly payments, while 30% down can improve cash flow but reduce liquidity.

The $11k you spent on furnishings is high-many operators cut those costs, which can reduce your break-even period.While 1.5x long-term rents is typical in places like Oregon and Texas, some niche markets (e.g., corporate housing, traveling nurses) do achieve the 2-2.5x multiple.

Tenant Relations: A property manager with excellent tenant management skills can reduce turnover and increase tenant satisfaction.

Coolbaugh township is considering reducing occupancy (affects 1/2 Arrowhead Lake, Pocono Country Place, Pocono Farms, Pocono Farms East.

Energy efficiency upgrades to reduce operating costs.

If it reduces your vacancy rate from 5% to 3% over the 20 years years what is the payback?

Investor Consequences: Restricted Cash Flow Growth: Investors may experience reduced income over time since rent increases are typically capped below market levels.