To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

From what I can tell, FTF did a poor job of monitoring the progress of the project and released funds to the developer when they shouldn't have.  

Real estate has definitely been a part of our journey of learning what it means to run a business, build a product, stand out in a crowded market place, (especially running airbnbs).

There are lenders who will let you pull out 75%-80% or so, possibly based on rents vs your own income if you don’t qualify that way, but their rates and fees will typically be higher than conventional loan products, and you may need rental history to go that route.

Yes, there are other asset-based loan products besides DSCR.

See the reason you need to send a huge volume is BECAUSE those marketing channels don't work (work so poorly).

You simply will not find that product. 

If you are using a purely investment driven DSCR product you shouldnt need transcripts at all, ever.

What kind of loan product should I go for?

**Local Credit Unions & Regional Banks**: Many local financial institutions in South Carolina offer investor-friendly loan products and might be more flexible with terms for a cash-out refi.