Since you already have experience with both short-term and long-term rentals, house hacking a duplex could be a smart next move.

We're balancing areas that will see some development for appreciation, while also being decent enough to live there now and attract desirable tenants.

Quote from @Mark King Sanders: I am now beginning my real estate investment journey.

Sent you a PM.

Also, providing value to others at a high level will pay off for you in the end if you stick with it.

If I have a 25 y o with a 575 score who has very little credit history and a $200 cell phone bill in collections from when they switched carriers, I will often accept them.

Hopefully you never actually have to make a claim. 

Right now we're inquiring with our insurance provider to validate proper coverage, checking with our rental license if it covers uses like this, and working through what a lease would look like. 

- It will NOT be a once-a-tenant event.

With most of the investors buying in 2021/ 2022, doesn't seem like a consistent message.