Also look at the rental laws in the areas you are considering, just so you understand what you are getting into and whether you are OK with them or not.

As a new owner, you should confirm if you can raise the pricing on the rent, and do that accordingly to the laws.

You might be able to have it considered as a mother in law suite.

We fixed the foundation and the flat roof issues with pooling water, and rents didn't meet the mortgage just yet.In 2023, we finally started to cash flow.

You can find SF properties that already have in law suites, garage units, etc, and now legally rent those, so it should increase the appraised value significantly.

No issues with MTRs in duplexes, triplexes, and quads.

The issue we are running into is that lenders are not recognizing the excess amount he earns as income, therefore it looks like he will not be able to afford any loans that he would be approved for.

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

I think communication seems to be the issue here especially with your comment on how the PM is unresponsive.

As to the quandary posed by the OP: The root of the issue is that it basically sucks to be an RE investor these days.