Assuming all other things are equal, the quadplex of 1/1s is going to set the floor value and the appraiser will make line item adjustments on value to back into their opinion of the value of your property.

Bottomline was a 2022 tax savings (refund) and 2023 quarterly adjustments equaling over $13,000 that we were not expecting.

Here is a link that describes that issue in part. https://www.rocketmortgage.com/learn/fha-identity-of-interes...If this is meant to be your primary residence, why not deed the lot over to into your name and do everything in your own name?

If the guest has a valid point make some changes, and in the response acknowledge you we're unaware and plan to adjust.

Because you've built that equity, but you also have the ability to adjust how much of that equity you keep in the property when you transition out of the construction loan into a more permanent loan to produce more cash flow.#3: Are you going to self-manage or hire it out?

A lender may want all properties insured by the same company with the same renewal date, so you may need to adjust things and see your agent before applying for a blanket mortgage simply to know what the costs will be. 

So, you need to adjust your strategy.

You can set up the automated messages and you can adjust pricing here.

Also, no offense Account Closed but nobody should be taking advice from someone who charges for services who doesn't disclose their full name/identity on these forums. 

You will notice you can add back depreciation on the adjustments form above.