This may kill your cash flow due to high interests rates though. 2.

FYI, we were able to get a 5.5% rate from their recommended lender with 20% down.  

Start reaching out to landlords, you can get all their contact info using reonomy which only cost about $100 per month to get direct owner contact points.

Now we're just a number.Got the same contract penalty cancellation response when I contacted them. 

If any short term financing, risk adjust upwards another 2% points on the interest rate.3.  

Gifting equity in a house may be more trouble than it is worth if you are not near the life-time exclusion1) Potentially having to get the property appraised everytime an equity is gifted2) Having a title company update the title every time3) Exemption of the gift tax return is normally for cash gifts below the annual gift tax exclusion, you may still need to file if you gift non-cash4) If there is partial ownership over several years, having to properly pro-rate certain items such as real estate taxes, mortgage interest and rental income if the property is a rentalBest of luck 

So they contact the lender and tell the lender they no longer own the property and want to be removed.

Hi Enrique, as a realtor you have access to the MLS and Neighorhood Scout and AreaVibe if its available in you area can give you ratings on crime and schools.  

What is the interest rate on the mortgage? 

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc.