Because the mortgage company is probly considered owning the rest of it.I might be wasting my time but I would rather waste 3 hours doing this and get denied then to not know.you and hubby own 100% mortgage company is simply the lien holder NOT the owner. unless you bought on a contract for deed type deal were title stayed in the sellers name 

Bottom line though i still think mortgage holders dont want a repeat of 08 to 2011 .. and will come up with a plan..

I am a flipper - not holder.

Bonnie Henry.We are listening very closely whenever the governing officials mention the words: “Landlord”, “Tenant”, “Mortgage” or “Rent”.Just like the virus, none of us are immune to the financial implications of our present and future.But for Today, March 24, 2020, we are going to assume that you can pay your rent for April 1, 2020.We hope that you are paying attention to all government subsidies that are available.Currently, there are no subsidies offered to Mortgage holders or tenants directly*.

You are neither the owner of the property nor a lien holder of any kind or an agent representing one or more of the parties in the transaction so the bank does not want to (and will not) fund your wholesale fee.

Low interest rates are meaningless if mortgage holders don't have the means to pay their bills.

It wouldn't be the first time that a delinquent mortgage holder screened their calls.

When GM received their bailout money, it was accompanied by bankruptcy restructuring...the pref holders and bond holders got pennies on the dollar.

It was explained to me as each plan holder has the option to waive the 10% ding if they choose to participate in the program.

Federal National Mortgage ***'n, 462 Mass. 569 (2012)"The meaning of the term "mortgagee" as used in the statutes is not free from ambiguity, but we now construe the term to refer to the person or entity then holding the mortgage and also either holding the mortgage note or acting on behalf of the note holder."