Also at closing: You should provide your lender with a lender's title insurance policy, separate from your owner's title insurance policy.

Yours looks like it is a bit more work but I would definitely do some research before spending that type of $So far the consensus is that this is steep but these guys quote these prices to insurance companies, but unfortunately we are paying out of pocket and cannot or i should say I do not want to pay these prices. 

I don't want to pay any more than 1500 a month for mortgages and insurance and tax.  

Right now she has a Occupational Therapist in the downstairs (1/1) and an elderly couple who had a major flood and insurance is paying for it.In Atlanta, I am betting you will have all sorts of possibilities.

It depends on the laws in your state, the agents and clients comfort zone, as well as insurance. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

To make it more complicated, I have ACV insurance, so that makes it harder.

Let the professionals do this properly to not have to worry about breaking your title insurance, or at least ask your closing agent if a Quit Claim deed will void your owners title. this could be different in each state. #5.

Those that respond “$0” or something ridiculous, you can request income documentation from them to justify.Don’t be afraid to share with them how much your property taxes & Insurance increased and that YOU cannot afford to absorb them.ALWAYS get an increase or something of value annually when rents are increasing or tenants will start thinking they should never have an increase, making future increases that much more difficult to negotiate.