We have multiple properties in the Horn Lake area of MS and we are wanting quotes for Landlord Insurance. 

We don't rely on insurance, they love to deny.

Regarding insurance adding additional umbrella insurance is great idea. 

Insurance-  replacement costs.  

I imagined that to mean that a 1920 home with no renovations would cost more to insure than one updated to 2024 specifications.Is this something that is just "known" to flippers/renovators and I am just coming across it?

SIGNED STATEMENT OF INSURED AS REQUIRED BY SECTION 3905.33 OF THE OHIOREVISED CODEThe named insured ___________, acknowledges that the insurance policy (other than life insurance) as described above is to be placed with an insurance company not authorized to do business in Ohio.The insured understands that the insurance company is not a member of the Ohio Insurance Guaranty Association and that Chapter 3955. of the Ohio Revised Code is not applicable to claimants or insureds of said insurance company.

@Zara MassoudAdding your property manager as "additional insured" is standard practice and beneficial for you.

Quote from @Mel Rosario: HiDoes anyone know which companies that are willing to insure multiplexes in California, particularly coastal Oceanside, CA? 

It's not an insurance company/carrier. 

Quote from @Jesse Yoder: What insurance works with people doing BRRRRs?