Significance there is that Fannie and Freddie decided in March of 2022 that they were going to basically eliminate the 10% down option by adding high enough fees that lenders couldn't pass a fees test unless they were going to originate the loan at a loss. 

While the criminal background check came up clear, the undisclosed case that led to job loss due to inappropriate behavior is concerning.

Can I qualify as a Real Estate Professional and deduct all losses from my W-2 income?

I considered listing as 'for sale by owner' to save on commissions, and even put up Rent2Own signs which did get a lot of interest in the first weekend.However, after looking at the refinance term sheet from that weekend, I decided to just cut my losses short and sell.

Near outdoor activities, good food and some kind of water.

If the house value goes way up, the seller has taken a loss, as without the option, he could have sold for more.

I considered listing as 'for sale by owner' to save on commissions, and even put up Rent2Own signs which did get a lot of interest in the first weekend.However, after looking at the refinance term sheet from that weekend, I decided to just cut my losses short and sell.

Should I try to sell without repairing (taking a loss even if I could find a buyer)? 

Besides real estate investing we are passionate about family, small farming, growing healthy foods, and building community.

Insurance in most cases only cover mold/fungus IF the mold was caused by a covered loss.