REPS was actually an incentive purposely put in the law to encourage real estate economic activity.Regarding your question, it is my understanding you would not qualify for REPS, but if you have a more aggressive CPA, they might be willing to make the case.

Lots of opinions out there on 38127 but I would encourage you to speak to investors who actually own rentals in this zip codeBest of luck!

I am looking for clean and rent ready finishes, not luxury or custom.

I personally would stay away from Yardi, unfortunately their system is outdated and their customer service is sorely lacking. 

@Heather Hall your title rep or customer service rep can pull all the recorded FHA and VA loans recorded 2020-2021 when rates were under 3% Be super careful with the VA's they are a protected class in 9 out of 10 cases and recent overturn in VA mods indicates those in trouble will end up in court. 

Most tenants will leave because of the customer service you or your manager are NOT providing.4.

As I find more data on each site, I will update it within the comment section, and I encourage others to share their journey as well!

We custom build homes for customers up to 900sq ft.

Knowing more specifics about your scenario and goal, will help provide a more customize approach for you. 

But you can customize any policy to make the premium lower.