That is, in my opinion and outlook, the million dollar question.

If anybody has any thoughts on this and wants to weigh in, I would be grateful.Nicholas I think you are looking at this backwards - you need to first start with I have X amount of dollars and with that money I can buy Y. 

So you have people with thousands of dollars in monthly mortgage + monthly expenses who aren’t even breaking even in peak summer season.

Quit crying about someone willing to give you thousands of dollars per month.

This "economies of scale" approach could work for you, too.I would also consider the NW Valley, near where TSMC is building its multi-billion-dollar chip plant.

If converting a commercial unit to residential costs $50k and only brings in a few hundred dollars more in rent, it might not be worth it.

If the Due on Sale is called and there is no equity, the buyer has to bring in thousands of dollars to close when they sell.

A third party likely purchased that debt from the original lender (uncollectible by typical debt collector standards) for pennies on the dollar. 

They are people who have invested hundreds of thousands of dollars into buying units.

I suspect my poor experience with Furnished Finder is because my units are very close to Harvard & MIT and, as such, are very popular with visiting scholars who are willing to pay top dollar for the amenities and location.