STR is becoming a difficult strategy because there are so many costs (furniture maintenance, utilities, internet, etc.) that you have to factor in and if you are in an oversaturated market, then unless your property is unique, you can only compete on price.

How difficult would it be to get an invester friendly construction loan to build on a property where I live and have mortgage.

She has already proven herself difficult. 

The reality is, it’s actually quite difficult to declare bankruptcy (just cause you want to declare bankruptcy doesn’t mean you get to, you have to be approved for it.

If a property does not pass the self-sufficiency test, the borrower may not qualify for an FHA loan for that property.Using a DPA comes at the cost of a higher rate which makes passing the SST more difficult. 

I would generally try to avoid insurance claims if you can because insurance is getting out of control nationwide, and we are seeing in FL, TX and CA that claims can follow the house and/or you and make it very difficult to sell the home in the future.Within the mortgage expense category you have 4 separate charges: principal, interest, property taxes, insurance (if you escrow taxes and insurance which 95% of our clients do). 

Investing out-of-state is tough and finding a strong PM in these cheaper markets is equally difficult.

It can be difficult to find a lender that does them on investment properties, but they are out there.

A CPA is a special designation that is difficult to obtain.You are not able to claim yourself to be a CPA unless you pass all the qualifications.A few amount of the qualifications include1) College degree with a certain amount of credits within accounting / Tax / Law / assurance2) Completing 4 exams in accounting / tax / law / assurance3) complete continuing education courses4) Work a certain amount of time under a CPAThe reason that the person you spoke with being unable to say he / she is a CPA is likely because he / she didn't pass the above qualificaitons.

Our agent warned us how difficult it was to get anything done in that town.