There are two shades of 203k, no major overlays or differences in lender shops.

But as the years go by, it starts to grow taller and stronger.Eventually, it becomes a majestic tree that provides shade, beauty, and even a sense of accomplishment.

for example, i put two shaded parking spaces in front of my duplex in AZ (super hot, and cars just BAKE out here), didn't cost me that much, (welder by trade in another lifetime) and no one else in the neighborhood has covered parking.  

Then sand down the hardwood floor, stain the wood a darker color to hide any remaining stains, followed by locking the odor in with polyurethane.

Niklas… Thanks for such a professional response that covered all angles without throwing shade or insulting someone under the guise of “truth” and/or “keeping it real.”Much appreciated! 

It depends on how much light the rooms get--warm climates tend to favor lighter woods and colder or northern climates like darker.

We were initially looking for a darker wood but after using a dark laminate plank in a flip home we realized how easily darker woods show dirt.

White would seem to go in the more cottagey old fashioned homes, while Black seems (to me) to be more modern.There are also different shades of SS available, like gray and bronze, depends how expensive you want to get....

I would be more worried about hail, especially with those solar panels, and especially without a garage for the cars.You’ll never recover the solar panels investment (or whoever installed them) as they are shaded by the big trees in the front.

You are in a more risky zone, if you do not know what you are doing, have little money to fall back on for business use, or etc...An all cash deal would be the safest zone, with an experienced operator, who is a hammer swinging self fixer type person, owning very near their residence.So I think it's kind of like defining what hot is with out using degrees, it's hot or cold outside and many shades of grey in between.Just my 2 cents.HUD Service Life Table:  https://www.hud.gov/sites/documents/EUL_FOR_CNA_E_TOOL.PDF