I've not yet done an investment like your investment fund with hundreds of loan conversions, public interstate solicitation, and stellar performance claims.

As for quality issues, our attention to and daily willingness to address those is part of what has earned us our stellar reputation.  

This is with stellar credit, good assets, LTV at 70% or greater, # of units on property between 1 and 4 inclusive, all not owner occupied.I use a mortgage broker. 

Plus or minus 5% in this business is a stellar operation.

Maybe if your tenants are stellar and you know they'd maintain its condition, but that doesn't sound like the case. 

My concern is that if go conventional, and I don't buy a stellar deal on my first buy, I'll have sunk all my capital, and won't be in a position to refi for 1-2+ years. 

There are properties that appraise for $350,000 in certain parts of Atlanta that are in these regentrified neighborhoods that you couldn't pay me $500,000 per year to live in.We have had a few ex-employees blew the whistle on what was really going on inside Pinnacle.After a year plus stellar record of making payments on time, someone questions the legitimacy of Pinnacle and they conveniently "speed up" the launch of Pinnacle Consulting.

I've learned that everyone has a story and that most people usually don't have a 750 credit score and a stellar spotless background - if they did they would buy - especially in this market.

By the way I tipped the agent involved, simply stellar performance.

But his credit report said he was absolutely stellar and had amazingly good credit.