A fuller picture of this person's friends and family and the company she keeps is going to tell you more about who this person is.This country makes a habit of hanging tags on people and calling them defective.

But as a business investment...you are not allowed to over pay (I mean you can if you want but your business won't function for very long).So we look for properties in disrepair, buy at a deep discount, renovate them, refinance, and repeat...or the BRRR strategy using a Bigger Pockets term.Hope this helps in some way but feel free to tag me with any other questions.

So just have a plan to pay it back and that will prevent you from getting caught on the rate.Feel free to tag me with any questions. 

CollinsDAREI - DenverJohn Fisher Breakfast Group - DenverBlue Spruce Multi Family - all overI'll tag some folks who run these: @Bryan O.

*WHEW*  I know this is a lot so feel free to tag me with any questions.

Sorry i forgot to tag you both in my last reply, @Steven Hamilton II and @Ashish Acharya.  

Try posting in the North Carolina forum "Looking for lender near X city" as your subject line and give a little of what you need (like what you posted above) and you should have some good locals provide who they use for this sort of thing.I hope all this makes sense how I am describing this but feel free to tag me with anything additional you want to ask.  

Rather than starting a new thread I will tag on to this....I have a couple of rentals with a similar situation as original poster, but they are 2 units, under 1 heating system, controlled by 1 thermostat in the 1st unit.  1 property is a gas furnace1 property is an oil furnace (bills have been painful this winter)Gas Furnace Property- I had an HVAC company check it out, specifically with converting 1 of the units to Mini Split system. 

Feel free to tag me and let me know. 

I just needed to see if the new mobile app allows me to tag people.