As stated by others, some lenders may also institute their own seasoning requirements but that is an individual lender stipulation and all lenders have one.Also, J pointed out that some lenders are placing deed restrictions (for short sale scenarios) on the deeds preventing the buyer from selling inside of a specific time frame, usually 30 days (B of A and Wells Fargo come to mind).

Can I stipulate in the contract that once the payments are complete, and I use the payments to pay off the lien, I will then transfer title?

If it not does stipulate that it is NOT assignable, then go to the next step.

No attorneys or title companies need to be involved.Cons: Most investors have a stipulation in the option agreement that allows the seller to cancel the option if they find a buyer on their own.

Luis -You can have the buyer get a bid on the work from a qualified contractor, and then stipulate in the contract that you (the seller) will be paying $xx.xx at closing towards a new roof.The closing attorney will put the amount on the HUD as a seller expense and then cut a check to the contractor.FHA shouldn't have any issue with this (the money isn't going to the buyer), and it will protect you from laying out cash before the property closes.Your agent should be able to take care of the paperwork and coordinating with the closing attorney.

Can I get stipulations put in the lease agreement to prevent these things?

Literature in your Mortgage agreement stipulates that ownership of the property which you purchase cannot be transferred from one entity to another with a ; hence the inclusion of the "due on sale clause".

This sounds similar to a short sale (though a whole lot easier if the lender would agree to just sell the non-performing note).I know first-hand that with a short sale, most lenders stipulate that the homeowner may not benefit in any way from the sale of the property.

Very true...Though keep in mind that most banks will have addendums that essentially nullify any stipulations you put in your original contract...Btw, why do you care whether the agent changing the listing status to pending after you have a contract?

Legally, you can certainly tie up the property right now with the stipulation that the seller can back out if he doesn't purchase another property (or that he doesn't have to close until that happens).And technically, you can also assign that contract to another party.The question is, can you realistically find another party who is willing to take control of that contract with those conditions?