It sounds like you have a pretty solid base to formulate your plan with.

I'm all for mulled wine and peppermint schnapps/hot chocolate!

If you need help formulating your goals and strategies, I love helping people figure that stuff out so give me a shout.

Check out the latest BP list, it also has links to the Beginner's Guide.http://www.biggerpockets.com/renewsblog/2013/04/14...If you need help formulating your goals and strategies, I love helping people figure that stuff out so give me a shout.

.- then finally, you need to have the confidence in you research and ability to make your first purchase.To buy your first property after you have done all the necessary research and have all of the necessary information confirmed by your boots on the ground, you only need to formulate accurate offers based on the formula for profit that you have established.

I take the information from the Podcasts and Forums to formulate into my own business plan. 

Just learning about REI and formulating my first steps on this road. 

how to begin formulating a budget. drawback from this home is that it does not have a pool.

@Steven Hamilton II  I am currently in search of a CPA or similar to help to formulate tax strategies and review tax my past couple tax returns.   

Instead, the investor should use the information provided by other parties to formulate their own opinion.