I've heard numerous stories on both sides, the ones who fight DNS and the ones who work with them and have yet to hear of anyone beating them one way or another, its best to be their friend.

I had even thought about living in Irvine and investing in the north atlanta market, but I realized this was not realistic option.

Tenants used to fight for parking, because the parking spaces were not marked and assigned.

I agree they will fight this, but if the courts rule it unconstitutional what can they do? 

Furthermore, nowhere does it say that the mortgagee is responsible to arrange for the correct insurance to be put into place.2) Even if you are right, and the mortgagee is somehow responsible for your losses (which I doubt), it's likely going to cost you much more than $5K to fight this thing in court.So, while the excerpt you quoted certainly suggests that the mortgagee may have had a responsibility in this instance to which they did not live up, those responsibilities seem intended to protect the interests of the insurer, and this does not, in my opinion, hold them responsible for your losses. 

Call Women's invest club in Irvine and ask for Bobbi for a referral in Sonoma.

Better to spend your energy on fighting the ones you can.

If it was between me and an adult fighting it out for their house, the adult would win every time. 

Sir, you have an easy way of trying to misguide the truths of your posts by speaking eloquently.Sir, understand that I have no malintent with this observation and I hold no grudges against you but I think my post is factual and accurate.Sir, In your first 2 posts you were calling me out to fight.

Worst scenario he says tenants will be out by February, but most likely Jan 1.3)  Or the tenants may decide to fight against the increase, saying that it's an unconscionable increase.