Now we could just pad that into the Pm fee, and then we'd raise the PM fee to encapsulate that expense.

PA and NJ are fairly close so you may not run into that nearly as much.

Then once you've fixed the property up and at least have it listed for rent you could refinance into a DSCR loan.

It's awesome that you're leaping into real estate investing after all the knowledge you've gained from Rich Dad and Bigger Pockets.

My quote expires in 2 days but we have run into a hiccup closing. 

I'm not saying I would do this, and I haven't done the math yet, though I think I could get a normal policy with hurricane/wind as well as the prosper policy for less than it would cost to add wind/hurricane to the prosper policy.Hurricanes typically turn into tropical storms at best by the time they get to Orlando, so I don’t buy the same type of policy they offering for those on coast. 

I’m currently diving into the world of rental property investing and exploring opportunities in my local market.

Small-Scale Testing:If you're uncertain about diving into a larger project, you might want to test them with a smaller loan to see how they handle the process.

Hoping against hope lol.We’ll look into purchasing a different property when we decide to sell. 

I'd love to chat with someone that has made the jump from a SFH portfolios into bigger commercial investments.