I do not want to take cash out of the properties, just want to free 'more Fannie-Mae Slot', hence it seams silly to pay full closing cost for just 'removing a name'Has anyone been in that situation?

With the lake effect of the two richest self-made women in the world (Diane Hendricks and Judy Faulkner) and some massive economic growth here in the last 10 years, this market has been great to out of state investors.

@Michael Slot - You can offer to pay an agent for a BPO (Broker Price Opinion).

It’s a dying market, reo’s are about 10% the volume of what they were with s lot of REO agents.

I was scheduling everyone with their own time slots. 

@David S. lots of "epic cash cows" in Everett!

@Anna Fuchs I would be ok with it, because I know that HUD used the 2+1 rule, meaning 5 for a 2 bedroom (doesn't matter the makeup of the family) Sounds like s lot, but with them not there all the time.

@Judy Yablonski I thought noone else from Litchfield County was on here!

I send a lot of emails as those serve as written communications, can be added to file and the reader(s) can review the content within their own managed time slots.  

I have one associate here in PDX who is growing like crazy and he is going the broker dealer route.. 5 to 6% money  then lend at what ever he can make which in the PDX market is still 14 to 18% apr@Judy Rae  agreed CA HML are the cheapest in the country too much money not enough deals.. many times just about as good as banks frankly.. but they want good equity positions..