I've ended up using my HELOCs like credit cards, playing musical chairs with balance transfers. 

Get addicted to the Podcasts, you can learn soooo much from them, I have replaced my radio/music with podcasts when I ride in the car, and have turned off the TV to listen to podcasts, participate in Webinars and read! 

Congrats, it's always uplifting to see real life success stories.i can share that just having this first taste of income not from your own labor is indeed liberating.i would like to throw in the mix that "retirement" is not necessarily meant to spend all your day doing nothing. it's a great time to develop as a human being and as a person. learn new skills - painting, playing a music instrument, surfing whatever...the real goal is not  to drop out of life, it's to increase your level in life.hope this helps throwing some ideas into the new found freedom

Well after about a week and half a broker came to us, representing a gentleman that does music production and said that his client would like to lease the unit.

I came up with that because I love house music.

The problem I with Yearly Leases is if I try to evict a tenant, say due to continually playing loud music for instance , I go to court and the judge is sympathetic towards the tenant and asks me if the problem is remedied.

Podcast are my new music.

Then you can suggest a solution to the actual problem -- parking only in the three northernmost spaces, no music allowed after 10 p.m., etc.You should try to get them to agree that you should be allowed to use your property as you see fit as long as you are not causing some real problem for other owners.

., and Tammy Rogers, Underwood became the first unsigned independent artist in years to break TOP 40 and hold a spot for 4 weeks on the Nashville Music Row Charts.

Take what you can from something ( a book life music etc ) and use that as brain fuel apply your life and the bigger picture and move the best way possible always expanding don't discard something that someone gives just because they stop talking about what " you" were expecting.